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  • Rates

Rates

 

6.45%

Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated.

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4.00%

One Year Deposit Investment
Special - Limited time offer

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Mortgages

Rates effective as of 2024-09-17

Open Mortgage Rates Rate
6 Months Open 9.50%
1 Year Open 9.50%

Closed Mortgage Rates Rate
1 Year Closed 7.64%
2 Year Closed 7.14%
3 Year Closed 6.74%
4 Year Closed 6.54%
5 Year Closed 6.59%

Mortgages Closed Special Rates Rate
3 Year Closed 4.99%
5 Year Closed 4.84%
5 Year Closed (Default Insured High Ratio Mortgage) 4.59%



Investments

Rates effective as of 2024-09-17

Preferred Shares - 2 Year Term Rate
$5,000 - $9,999 BCU Prime less 0.50%
$10,000 - $19,999 BCU Prime
$20,000 - $25,000 BCU Prime plus 0.50%
Please note: all rates are subject to change without notice. Conditions may apply.
 
Cashable Guaranteed Investment CertificatesRate
1 Year Cashable Flex GIC Special2.75%
Please note: all rates are subject to change without notice. Conditions may apply.
 
Guaranteed Investment CertificatesRate
1 Year Special4.00%
2 Year3.50%
3 Year Special3.65%
4 Year3.30%
5 Year3.25%


RRSPs/RRIFsRate
1 Year Special4.00%
2 Year3.50%
3 Year Special3.65%
4 Year3.30%
5 Year3.25%



Please note: all rates are subject to change without notice. Conditions may apply.

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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